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Are banks open today? What closed on Columbus Day

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Are banks open today?

Most banks were closed on Columbus Day. Here is what was open, what was closed, and why.

Banks

Most banks closed Monday

Banks follow the Federal Reserve holiday calendar. Most branches closed on October 12.

Banks

Today is normal again

Tuesday is a normal banking day. Branches are open again. Stuck payments should now go through.

Markets

The stock market stayed open

The New York Stock Exchange kept normal hours. The Nasdaq did too. Investors could trade all day.

Markets

The bond market closed

Bonds follow a different calendar. The bond market closed for Columbus Day.

Mail

Mail did not run

All post offices closed. Regular mail delivery stopped for the day. Mail moves again on Tuesday.

Deliveries

UPS and FedEx delivered

Private carriers kept working. UPS delivered as normal. FedEx ran with some changed services.

Your money

ATMs and apps worked

ATMs still worked. Banking apps still worked. You could check balances and move money online.

Exceptions

Some branches stayed open

Some Chase branches stayed open. TD Bank locations were open too. Hours varied by location.

Why

Why the split?

Banks follow the Fed. Markets follow their own calendar. They do not always move together.

Next step

What to do next

Check your bank app for pending payments. Give stuck payments one more business day. Then call your bank.

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